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DON'T FORGET YOUR PRESCRIPTIONS
Providing Prescription Drug Plans in Amelia, Virginia and the Surrounding Areas
WE SAVE OUR CLIENTS HUNDREDS
MEDICARE PART D PRESCRIPTION DRUG PLANS
We save our clients hundreds by helping them choose the right Medicare Part D plan. These stand-alone Part D plans or plans that are part of a Medicare Advantage Plan help cover the cost of prescription drugs and reduce out-of-pocket expenses.
Medicare Part D, also known as a prescription drug plan (PDP), is an important part of Medicare for many beneficiaries. These plans provide prescription drug coverage as part of the federal Medicare program and are either included in a Medicare Advantage Plan or purchased as a stand-alone Part D plan. Medicare Part D covers prescription drugs listed on the plan’s drug list, also called a formulary. Understanding prescription drug coverage is essential for people with Original Medicare or those considering alternative plans.
HOW TO CHOOSE A MEDICARE PART D PLAN
You want to choose a Medicare Part D plan based on the prescriptions you take, the plan’s drug list, and your personal health history. Consider how the plan covers prescription drugs, the annual deductible, monthly premium, and what tier your medications fall under. Total drug costs can vary significantly depending on the plan you choose. Using Medicare’s Plan Finder Tool can help you compare coverage options.
DO YOU NEED A MEDICARE PRESCRIPTION DRUG PLAN?
Most people with Medicare will need prescription drug coverage eventually. Even if you don't take prescriptions now, enrolling in a Part D plan during your initial enrollment period can help you avoid a late enrollment penalty. If you miss that window, you can still apply during open enrollment or special enrollment periods. People with Medicare Advantage Plans should check whether their plan includes drug coverage or if they need to enroll in a separate Part D plan.
Whether you are eligible for Medicare, already enrolled, or exploring your options, we can help you enroll in a Medicare Part D plan that fits your needs. Prescription drug coverage as part of a Medicare Advantage Plan or a stand-alone policy can reduce your total drug costs, provide catastrophic coverage, and protect you from unexpected expenses.
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